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New Zealand Consumer Confidence July 2026

New Zealand: Consumer confidence rises in July

Latest reading: The ANZ-Roy Morgan consumer confidence indicator rose to 99.3 in July, following June’s 91.3. The latest reading marked a further recovery from recent lows, leaving the index 19 points above its April trough and just 8 points below its January peak.

In July, households became less negative across all major components. Perceptions of current personal financial situations improved, with the net balance rising from -23% to -16%, while expectations for personal finances over the next 12 months strengthened from +10% to +21%. Households also became less pessimistic about the general economic situation over the next 12 months, with the net balance increasing from -23% to -13%, while the five-year economic outlook rose from +3% to +12%. Willingness to make large purchases improved further, with the net balance lifting from -11% to -7%, although it remained subdued.

Panelist insight: On the data, ANZ analysts said:

“A sharp bounce in consumer confidence this month is very welcome, but it was unsurprising to see confidence ease again late in the month. Developments in the Middle East will continue to buffet both business and consumer confidence as long as the situation remains volatile. The question for retailers is whether people adapt to the uncertainty and to some extent lose interest, or whether it will cause a persistent hit to spending above and beyond the cashflow impact of more expensive fuel prices.”

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